{"id":10550,"date":"2019-06-05T15:45:38","date_gmt":"2019-06-05T06:45:38","guid":{"rendered":"http:\/\/seacenter.snu.ac.kr\/?p=10550"},"modified":"2019-06-05T15:49:30","modified_gmt":"2019-06-05T06:49:30","slug":"%ed%8a%b9%eb%b3%84%ea%b0%95%ec%97%b0-takaful-islamic-insurance-and-its-development-in-malaysia","status":"publish","type":"post","link":"http:\/\/seacenter.snuac.ac.kr\/?p=10550","title":{"rendered":"[\ud2b9\ubcc4\uac15\uc5f0] Takaful (Islamic Insurance) and Its Development in Malaysia"},"content":{"rendered":"<p>\uc11c\uc6b8\ub300 \uc544\uc2dc\uc544\uc5f0\uad6c\uc18c \ub3d9\ub0a8\uc544\uc13c\ud130\uc5d0\uc11c \ub3d9\ub0a8\uc544 \uc774\uc2ac\ub78c\uae08\uc735 \uc804\ubb38\uac00\ub97c \ucd08\ube59\ud558\uc5ec \uc774\uc2ac\ub78c\ubcf4\ud5d8(Takaful)\uc744 \uc8fc\uc81c\ub85c\u00a0\ud55c\u00a0\uac15\uc5f0\uc744 \uac1c\ucd5c\ud569\ub2c8\ub2e4.<\/p>\n<p><img decoding=\"async\" class=\"aligncenter size-full wp-image-10552\" src=\"http:\/\/seacenter.snu.ac.kr\/wp-content\/uploads\/2019\/06\/Ismail-\ud3ec\uc2a4\ud130.png\" alt=\"\" width=\"800\" height=\"600\" srcset=\"http:\/\/seacenter.snuac.ac.kr\/wp-content\/uploads\/2019\/06\/Ismail-\ud3ec\uc2a4\ud130-82x62.png 82w, http:\/\/seacenter.snuac.ac.kr\/wp-content\/uploads\/2019\/06\/Ismail-\ud3ec\uc2a4\ud130-100x75.png 100w, http:\/\/seacenter.snuac.ac.kr\/wp-content\/uploads\/2019\/06\/Ismail-\ud3ec\uc2a4\ud130-156x117.png 156w, http:\/\/seacenter.snuac.ac.kr\/wp-content\/uploads\/2019\/06\/Ismail-\ud3ec\uc2a4\ud130-267x200.png 267w, http:\/\/seacenter.snuac.ac.kr\/wp-content\/uploads\/2019\/06\/Ismail-\ud3ec\uc2a4\ud130-300x225.png 300w, http:\/\/seacenter.snuac.ac.kr\/wp-content\/uploads\/2019\/06\/Ismail-\ud3ec\uc2a4\ud130-768x576.png 768w, http:\/\/seacenter.snuac.ac.kr\/wp-content\/uploads\/2019\/06\/Ismail-\ud3ec\uc2a4\ud130.png 800w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/p>\n<div><\/div>\n<div>&#8211; \uac15\uc5f0 \ub0b4\uc6a9:<\/div>\n<div>\ubcf8 \uac15\uc5f0\uc740 \ub9d0\ub808\uc774\uc2dc\uc544 \ud0c0\uce74\ud480\uc758 \ud604\uc8fc\uc18c\uc640 \uc758\uc758\ub97c \uc810\uac80\ud55c\ub2e4. \uc774\uc2ac\ub78c\ubcf4\ud5d8\uc778 \ud0c0\uce74\ud480\uc740 \uae30\ubd80 \uacc4\uc57d(tabarru&#8217;)\uc758 \uc6d0\ub9ac\uc5d0 \uae30\ucd08\ud55c\ub2e4.\u00a0\uc774\uc2ac\ub78c \ucca0\ud559\uc740 \uac15\ub825\ud55c \ud615\uc81c\uc560\uc640 \uc0c1\ud638\uc6d0\uc870(ta&#8217;awun)\ub97c \ud45c\ubc29\ud558\uba70 \uace4\uacbd\uc5d0 \ub300\ud55c \ubb34\uc2ac\ub9bc \uacf5\ub3d9\uccb4\uc758 \ucc45\uc784 \uacf5\uc720\ub97c \uc9c0\uc9c0\ud55c\ub2e4.\u00a0\uc804\uc138\uacc4 \ud0c0\uce74\ud480 \uc2dc\uc7a5\uc740 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591\uacfc GCC \uc9c0\uc5ed\uc744 \uc911\uc2ec\uc73c\ub85c \uae09\uc131\uc7a5\uc138\uc5d0 \uc788\ub2e4.\u00a0\uadf8 \uaddc\ubaa8\ub294 \u00a02017\ub144 190\uc5b5 \ub2ec\ub7ec\ub97c \uae30\ub85d\ud558\uc5ec 2023\ub144\uc5d0\ub294 300\uc5b5 \ub2ec\ub7ec\ub97c \ub118\uc5b4\uc124 \uac83\uc73c\ub85c \uc608\uc0c1\ub41c\ub2e4.\u00a0\ub9d0\ub808\uc774\uc2dc\uc544\ub294 \uc804\uc138\uacc4 \ud0c0\uce74\ud480 \uc2dc\uc7a5\uc744 \uc8fc\ub3c4\ud558\ub294 \uad6d\uac00 \uc911 \ud558\ub098\uc774\ub2e4. \uad6d\uac00 \uc778\uad6c\uc758 60%\ub97c \ucc28\uc9c0\ud558\ub294 \ubb34\uc2ac\ub9bc \uaddc\ubaa8, \uc815\ubd80 \uc8fc\ub3c4 \uacc4\ud68d\uacfc \ubc29\uce74\ud0c0\uce74\ud480(bancatakaful) \ud30c\ud2b8\ub108\uc2ed\uc758 \uc6b0\uc218\ud55c \uc131\uacfc\uc5d0 \uae30\ubc18\ud558\uc5ec \uc131\uc7a5\uac00\ub3c4\ub97c \ub2ec\ub9ac\uace0 \uc788\ub2e4.\u00a0\uc774\uc5d0 \ub300\ud55c \uc804\ub9dd\uacfc \uae30\ub300 \ud6a8\uacfc\ub294 \ub2e4\uc74c\uacfc \uac19\ub2e4. \uc6b0\uc120 \uc0e4\ub9ac\uc544\uc5d0 \uc758\ud574 \uc885\ub798\uc758 \ubcf4\ud5d8\uc0c1\ud488\uc774 \uae08\uc9c0\ub418\uc5b4 \uc788\ub294 \ubb34\uc2ac\ub9bc \uad6d\uac00\ub4e4\uc5d0\uc11c\u00a0\ud0c0\uce74\ud480\uc740 \ubcf4\ud5d8 \uc758\uc2dd\uc744 \uace0\ucde8\uc2dc\ud0a4\ub294 \ub370 \ud575\uc2ec \uc5ed\ud560\uc744 \ud560 \uac83\uc774\ub2e4. \ud604\uc7ac \uc804\uc138\uacc4 \uc778\uad6c\uc758 5\ubd84\uc758 1\uc774 \ubb34\uc2ac\ub9bc\uc774\uace0 \uadf8 \uc911 60%\uac00 25\uc138 \ubbf8\ub9cc \uc80a\uc740\uce35\uc784\uc744 \uace0\ub824\ud588\uc744 \ub54c \ud0c0\uce74\ud480\uc758 \uc2dc\uc7a5\uc7a0\uc7ac\ub825\uc740 \ubb34\uad81\ubb34\uc9c4\ud558\ub2e4.\u00a0\ub9d0\ub808\uc774\uc2dc\uc544 \ud0c0\uce74\ud480 \uc0b0\uc5c5\uc758 \ubc1c\uc804\uc740 \ud5a5\ud6c4\uc5d0\ub3c4\u00a0\ud0c0\uce74\ud480\uc758 \uc138\uacc4\uc2dc\uc7a5 \ud655\ub300\ub97c \uc704\ud55c \uc8fc\uc694\ud55c \ucd09\ub9e4\uac00 \ub420 \uac83\uc73c\ub85c \uc804\ub9dd\ub41c\ub2e4.<\/div>\n<div><\/div>\n<p>&nbsp;<\/p>\n<div>&#8211; \uac15\uc5f0\uc790 \uc18c\uac1c:<\/div>\n<div>Ezamshah Ismail \uad50\uc218\ub294 \ub9d0\ub808\uc774\uc2dc\uc544\uc758 \ubcf4\ud5d8\uacfc \ud0c0\uce74\ud480 \uc5c5\uacc4\uc5d0 \ub300\ud55c \ud3ed\ub113\uc740 \uacbd\ud5d8\uc744 \uc9c0\ub2cc \uc804\ubb38\ud559\uc790\uc774\ub2e4. \ud604\uc7ac\ub294 INCEIF(International Center for Education in Islamic Finance)\uc5d0\uc11c \ud0c0\uce74\ud480\uacfc \ub9ac\uc2a4\ud06c \uad00\ub9ac\ub97c \uac00\ub974\uce58\uace0 \uc788\ub2e4.\u00a0\ubcf4\uc2a4\ud134\uc758 Northeastern University\uc5d0\uc11c \ubcf4\ud5d8\ud1b5\uacc4\ud559 \uc11d\uc0ac\ud559\uc704\ub97c \ubc1b\uc558\uace0, International Islamic University Malaysia\uc5d0\uc11c\u00a0\uc0e4\ub9ac\uc544 \ubc95 \uc790\uaca9\uc99d\uacfc \ubc95\ud559 \uc11d\uc0ac\ud559\uc704(LLM)\ub97c \ubc1b\uc558\ub2e4. \uadf8\ub294 Hong Leong Tokio Marine Takaful\ud68c\uc0ac\uc758 CEO\uc600\ub2e4.\u00a0CEO\ub97c \ub9e1\uae30 \uc804 \ub3d9\uae30\uc5c5\uc5d0\uc11c 14\ub144 \uac04 \uc0c1\uc5c5\uc0dd\uba85\ubcf4\ud5d8\uc5c5\uc5d0 \uc885\uc0ac\ud588\uace0, \uc774\uc2ac\ub78c\ubcf4\ud5d8\uc758 \uc6b4\uc601 \ucc29\uc218\uc5d0 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud588\ub2e4.\u00a0\uc774\ubc16\uc5d0\ub3c4 \ub9d0\ub808\uc774\uc2dc\uc544 \uc0dd\uba85\ubcf4\ud5d8\ud611\ud68c(LIAM) \ud68c\uc7a5, \ub9d0\ub808\uc774\uc2dc\uc544 \ud0c0\uce74\ud480\ud611\ud68c(MTA) \ubd80\ud68c\uc7a5\uc744 \uc5ed\uc784\ud588\ub2e4.<\/div>\n<div>\n<p>&nbsp;<\/p>\n<\/div>\n<div>\n<p>\ub9ce\uc740 \uad00\uc2ec\uacfc \ucc38\uc5ec \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n<p>\uac10\uc0ac\ud569\ub2c8\ub2e4.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\uc11c\uc6b8\ub300 \uc544\uc2dc\uc544\uc5f0\uad6c\uc18c \ub3d9\ub0a8\uc544\uc13c\ud130\uc5d0\uc11c \ub3d9\ub0a8\uc544 \uc774\uc2ac\ub78c\uae08\uc735 \uc804\ubb38\uac00\ub97c \ucd08\ube59\ud558\uc5ec \uc774\uc2ac\ub78c\ubcf4\ud5d8(Takaful)\uc744 \uc8fc\uc81c\ub85c\u00a0\ud55c\u00a0\uac15\uc5f0\uc744 \uac1c\ucd5c\ud569\ub2c8\ub2e4. &#8211; \uac15\uc5f0 \ub0b4\uc6a9: \ubcf8 \uac15\uc5f0\uc740 \ub9d0\ub808\uc774\uc2dc\uc544 \ud0c0\uce74\ud480\uc758 \ud604\uc8fc\uc18c\uc640 \uc758\uc758\ub97c \uc810\uac80\ud55c\ub2e4. \uc774\uc2ac\ub78c\ubcf4\ud5d8\uc778 \ud0c0\uce74\ud480\uc740 \uae30\ubd80 \uacc4\uc57d(tabarru&#8217;)\uc758 \uc6d0\ub9ac\uc5d0 \uae30\ucd08\ud55c\ub2e4.\u00a0\uc774\uc2ac\ub78c \ucca0\ud559\uc740 \uac15\ub825\ud55c \ud615\uc81c\uc560\uc640 \uc0c1\ud638\uc6d0\uc870(ta&#8217;awun)\ub97c  [&#8230;]<\/p>\n","protected":false},"author":2,"featured_media":10552,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[4],"tags":[],"class_list":["post-10550","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-4"],"acf":[],"_links":{"self":[{"href":"http:\/\/seacenter.snuac.ac.kr\/index.php?rest_route=\/wp\/v2\/posts\/10550","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/seacenter.snuac.ac.kr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/seacenter.snuac.ac.kr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/seacenter.snuac.ac.kr\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"http:\/\/seacenter.snuac.ac.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=10550"}],"version-history":[{"count":6,"href":"http:\/\/seacenter.snuac.ac.kr\/index.php?rest_route=\/wp\/v2\/posts\/10550\/revisions"}],"predecessor-version":[{"id":10561,"href":"http:\/\/seacenter.snuac.ac.kr\/index.php?rest_route=\/wp\/v2\/posts\/10550\/revisions\/10561"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/seacenter.snuac.ac.kr\/index.php?rest_route=\/wp\/v2\/media\/10552"}],"wp:attachment":[{"href":"http:\/\/seacenter.snuac.ac.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=10550"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/seacenter.snuac.ac.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=10550"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/seacenter.snuac.ac.kr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=10550"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}